We can't avoid death and taxes

Understand your current payments and optimise your strategies to help you save more

Tax Calculator

Get a quick estimate for your tax burden. Make it more specific by adding in capital gains, interest, pension contributions and student loans.

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Student Loan Optimizer

Use the student loan optimiser to see if early repayments could help you bring down your total repayment amount. Find out if you should pay early or wait it out.

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Calculate Your Tax

Choose between simple and detailed modes to calculate your taxes. Our calculator supports:

Income tax and National Insurance
Scottish tax rates
Capital gains and dividends
Student loan repayments
Pension contributions
Monthly and weekly breakdowns

Updated for 2024/25

Thoughts on Effective Tax Rates

Understanding how your effective tax rate changes with income

Should I Pay Off My Student Loans Early?

Analysis of early repayment vs. other financial priorities

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